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“If you’re 65, it’s almost impossible to fix something that happened 30 years ago,” said Mr Certner.
The outlook for the legislation is unclear. A similar measure introduced last year has failed to move forward, and Congress is currently busy with major legislation like President Biden’s infrastructure spending bill.
Here are some questions and answers about Social Security returns:
Why should I check my expression?
A discrepancy in your earnings will not only affect your future earnings, but may also signal potential identity theft. If your earnings are much higher than your records show, it could indicate that someone is working illegally using your Social Security number.
Phrases also help you plan for retirement. You can see how much you can expect to receive in monthly benefits and how much more you will receive. waiting Up to your “full” retirement age instead of collecting benefits at age 62. The full retirement age for most people born in 1960 or later is 67. And if you delay your benefits until you’re 70, your monthly payments will be even higher. .
How can I check my extreme online?
If you are 18 years of age or older, you can create an online mySocialSecurity account. When you’re signed in, you can review or print your statement online. You can also request an annual email reminder to log in and review your registrations.
What if I find an error in my statement?
Earnings may be “missing” for a variety of reasons. SocialSecurity.gov. Your employer may have reported your earnings using the wrong Social Security number, or you may have gotten married or divorced and changed your name but forgot to report this to the agent.
The first thing to do is gather evidence of lost earnings, such as a W-2 payroll, payslip, or tax return. If you do not have a document, you can write the name of your employer, the dates you worked, how much you earned, the name you used and the SGK number. Then contact Social Security to fix the error. The agency says the process “may take some time” and includes contacting former employers.
Cindy Hounsell, president of the Institute for Secure Pensions for Women, urged people to at least keep their W-2 forms in case they need to fix their earnings records. If a former employer goes out of business, it may be difficult or impossible to obtain them later.
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